Article 1 : Purpose and Basis for Formulation
Purpose and basis with money laundering activities will cause serious damage to the development of the digital asset transactions, foster and corruption, corrupt social conduct, damage the legitimate rights and interests of users, destroy the basis of digital assets transaction platform stable operation, increase the risk of a digital assets laws and operations of the trading platform, Aibit platform to prevent money laundering and terrorist financing activities, To comply fully with the relevant provisions of the anti-money laundering and anti-terrorism financing laws and develop these guidelines.
Article 2: Scope of Application
This guideline applies to all users who trade on the Aibit platform. Users should follow the provisions of this Guide in accordance with the laws of the country or region where they are located in respect of anti-money laundering and anti-terrorism financing, and to the extent provided by the laws of the region where they are located. If the country or region where the user is located has stricter requirements, such regulations shall be followed.
Article 3: Anti-money Laundering and Counter-terrorism Financing
Anti-money laundering and counter-terrorism financing means to prevent criminals traded through the Aibit platform to hide, to hide drug crimes, the underworld property organization crime and terrorism crime, smuggling, embezzlement and bribery crimes, financial fraud crimes, destroy financial management order crime and the illegal income derived therefrom and returns to the source and nature of the money laundering, Actions taken in accordance with applicable laws and Aibit regulations against money laundering.
Article 4: Aibit Platform Anti-money Laundering Basic Principles
Aibit platform carries out customer risk monitoring in accordance with the following principles:
Comprehensiveness principle: The Aibit platform will comprehensively consider various risk factors that customers may be suspected of money laundering, and take reasonable measures to monitor the risks of all customers.
The principle of prudence: On the basis of fully understanding customers, the Aibit platform will improve the ability to identify customers and prudently monitor customer risks.·
The principle of continuity: The Aibit platform will continue to pay attention to customer risks and make appropriate responses according to the actual situation.
Confidentiality principle: The customer identity information, transaction information and risk level information held by the Aibit platform are strictly confidential, and will not be provided to any unit or individual unless it is in accordance with legal regulations and regulatory requirements.
Hierarchical management principles: The Aibit platform regularly reviews the stored basic information of customers according to the risk level of customers. The review of customers with higher risk levels should be stricter than that of customers with lower risk levels.
Article 5: Submission of Individual User Documents
C2C individual users shall submit the following information and data in accordance with Aibit anti-money Laundering regulations:
- Personal name.
- Copy of ID card or passport.
- Other information or documents that should be provided at the request of C2C.
Article 6: Submission of Institutional User Documents
C2C institutional users shall submit the following information and materials in accordance with Aibit anti-money laundering regulations:
- Company name.
- The registered office address of the company.
- Legal representative of the company.
- The domicile of the legal representative of the company.
- Company business license.
- A copy of the ID card or passport of the legal representative of the company.
- Other information or documents that should be provided at the request of C2C.
Article 7: Review of User Documents
Aibit platform will verify and record the relevant information submitted by customers in accordance with the customer identification system in Aibit anti-money laundering regulations. Relevant authorities or departments for verification.
Article 8: Monitoring of Low-risk Users
Aibit platform will detect low-risk users according to the specific requirements of Aibit anti-money laundering regulations, and Aibit platform reserves the right to adjust low-risk users.
Article 9: Monitoring of High-risk Users
The Aibit platform will conduct an audit for high-risk customers every six months, update the basic information of the customer's identity, and understand the source of funds, use of funds, economic status or business status.
Article 10: Preservation of User Files
The Aibit platform will take necessary measures in accordance with the law to preserve customer identity information and transaction information for a certain period of time. Referring to international rules, user identity information shall be kept for at least five years after the end of the business relationship, and customer transaction information after the end of the transaction.
Article 11: User's Attention
C2C users should pay attention to the following matters:
- It is prohibited to lend the user's own account to others.
- It is forbidden to rent or lend the user's own identity document.
- It is forbidden to rent, lend, or disclose important personal property information such as the user's own account, bank card, passbook, password, etc.
- Users should actively cooperate with the Aibit platform for customer identification.
- When conducting transactions on the Aibit platform, select and use safe and reliable third-party financial institutions for payment activities.
Article 12: Report of Suspicious Behavior
If Aibit platform users discover that any account may be involved in money laundering or terrorist financing activities during platform transactions, users can report to the Aibit platform.
Article 13: Interpretation of the Guidelines
This Guidelines shall be interpreted by the Aibit platform.
Article 14: Effective Date
These Guidelines shall come into force from the date of issuance.